| Nonsubscription
- The Cost-Effective Employee Injury Benefit |
| When companies
look for ways to dramatically increase workforce productivity and
enhance profitability, they frequently overlook a significant source
- Employee Injury Benefit Plans!
Your eyes are not deceiving you.
Employee Injury Benefit Plans, if planned, purchased and administered
properly, will provide appropriate benefits to workers injured on
the job. At the same time, they will produce a real source of workforce
productivity, employee commitment, and company profits.
Nitty-Gritty Solutions has a 25-year history
in successful Employee Injury Benefit design and implementation.
In fact, the company's founder was highly instrumental in developing
the Nonsubscription Program as a cost-effective insurance-based
program that is a meaningful alternative to the Worker's Compensation
Plan.
The company's long-term experience in this
area has led to the development of additional proven aspects that
distinguish our services from those of our competitors. As a Nonsubscriber,
you can maximize the results of your program by taking advantage
of the Nitty-Gritty Solutions' Employee Injury Protection Plan.™
Comparatively Speaking
Approved by state legislatures, employers
owe it to themselves and their workforce to investigate whether
Nonsubscription is available in their area. A comparison of Nonsubscription
and Worker's Compensation indicates the differences between the
two programs:
| Worker's Compensation* |
Nonsubscription |
| Wage replacement begins
seventh day following injury |
Wage replacement can begin
on the first day of injury |
| Employee selects
physician |
Employee selects from a
list of employer-approved occupational injury specialists |
| High premium rates
and claims |
40-60% reduction in
premium rates and claim costs |
| Employer assumes all
liability for work-related injury |
Employer and employee share
liability for work-related injury |
| No time limit on
paid benefits |
Fixed time restrictions
on benefits paid, including final settlement |
*Nonsubscription is a state-approved
employee injury benefit plan and, as such, not available in every
area. However, companies who are ineligible for Nonsubscription
programs can still increase the efficiencies of existing Worker's
Compensation Plans by applying the principles of the Nitty-Gritty
Solutions' Employee Benefit Injury Protection Plan.™
Return on Investment
Under the Plan, you can provide employees
with the benefits they both need and deserve. At the same time,
you can take greater control of the hard and soft costs associated
with those benefits.
The Nitty-Gritty Solutions' Employee
Injury Protection Plan™ will produce a significant return
on its investment for your company in terms of greater employee
commitment, workforce productivity and company profits.
About
Us | Human Resources
| Insurance/Risk | Employee
Benefits
Non-Subscriber
Insurance | Claims Administration
| Outsourcing | Client
List | Payroll
|
