Legal Disclosure

Terms of Use

Welcome to the NGS Group of Companies Web site (the "Site"). These Terms of Use are a legal agreement between Nitty-Gritty Solutions, Inc. and you. This agreement is the entire agreement between Nitty-Gritty Solutions, Inc. and you concerning this Site. Nitty-Gritty Solutions, Inc. may make changes in the content (including, without limitation, the Web pages and downloadable materials) and functionality on this Site (collectively, the "Content") or to this Agreement, or discontinue the Site, at any time in its sole discretion. By accessing or using this Site or downloading the Content you accept all of the terms and conditions in this agreement.

Copyrights and Trademarks

The Content, unless otherwise noted, are the property of NGS Group of Companies, Nitty-Gritty Solutions, Inc. and the names of our products and services referred to on this Site are our trademarks. All other trademarks belong to their respective owners. The Site and the Content are protected by worldwide copyright laws and treaties. You agree to abide by all applicable copyright laws in your use of this Site.

Permitted Use of Site

You are permitted to download a copy of any of the Content on a single computer for personal noncommercial use, provided no changes are made to the Content, and no copyright, trademark or other proprietary notices are removed. The Content may not be used for resale or distribution. You agree not to use this Site in any illegal or tortious manner. Any passwords used for this Site are for individual use only. No other use of this Site is permitted, including without limitation, co-branding, framing, or hyper-linking, without the express written permission of Nitty-Gritty Solutions, Inc. This Site is not intended for persons under 13 years of age. You must possess the legal authority to form binding contracts under applicable law to use this Site.

Disclaimer

The Content is provided solely for informational purposes. This Site does not establish any client, advisory, fiduciary or professional relationship between Nitty-Gritty Solutions, Inc. and you. Neither Nitty-Gritty Solutions, Inc. nor any other person is, in connection with this Site, engaged in rendering accounting, advisory, auditing, consulting, legal, tax, or other professional services or advice. ALL CONTENT IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND. ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, MERCHANTABILITY, ARE EXCLUDED. YOU DOWNLOAD ANY MATERIAL ON OR FROM THIS SITE AT YOUR OWN RISK.

Limitation of Liability

IN NO EVENT SHALL NITTY-GRITTY SOLUTIONS, INC., ITS AFFILIATES, AGENTS OR SUPPLIERS BE LIABLE TO ANY PERSON FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, LOSS OF INFORMATION OR OTHER DATA) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT ON THIS SITE OR ON ANY LINKED WEB SITE, UNDER ANY CIRCUMSTANCES.

Submissions

Nitty-Gritty Solutions, Inc. will become the sole owner of any information you submit to us via this Site. We may use any ideas, know-how, or techniques you may provide to us through this Site, for any purpose, in any media. We have no duty to keep such information confidential, except as we agree to in advance in writing, or as required by law. Any personally identifiable information you provide us via this Site is governed by the Privacy Policy associated with this Site.

Links to Third Party Sites

Certain links on this Site will let you leave this Site. The linked sites are not under the control of Nitty-Gritty Solutions, Inc. and Nitty-Gritty Solutions, Inc. is not responsible for the contents of any linked site or of any content on any downstream Web sites, or the privacy policies, or terms of use of, or any changes or updates to such sites. Nitty-Gritty Solutions, Inc. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Nitty-Gritty Solutions, Inc. of the site or its contents.

Infringement

Contact the Nitty-Gritty Solutions, Inc. designated agent for notification of any claims of infringement, at: Nitty-Gritty Solutions, Inc., Inc., 9101 LBJ Freeway, Suite 700, Dallas, TX  75243-2057, Attention: Legal Department, or by telephone at 800.567.5588, or by fax at 972.437-1712.

Governing Law

This Site is maintained and run by Nitty-Gritty Solutions, Inc. from its locations in the United States. Access to this Site from locations where the Content is illegal is not permitted. You are responsible for compliance with local laws, if you access this Site from outside the U.S. You agree to comply with all applicable export and import laws. This agreement is governed by the laws of the great state of Texas, except for its conflict of laws provisions. The exclusive forum for any disputes shall be the courts in Dallas, Texas. The provisions of this agreement are separable.

Privacy

The Nitty-Gritty Solutions, Inc. privacy policy for this Site is set forth at the Privacy Policy.